After testing most of the online casinos in New Zealand, the Gamblorium team has gathered information on the payment methods that an online gambler can use. The gambling market in New Zealand is regulated, so not all popular deposit methods are available in online casinos. We have considered all restrictions and legal specifics and prepared the most wide-ranging research on all payment methods in New Zealand.

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Best Deposit Methods in NZ

After analyzing most of the online casinos in New Zealand, the Gamblorium team has gathered information on all the payment methods that an online gambler can use. Despite the fact that there are more than 30 payment methods in online casinos in New Zealand (except crypto), we present to you the top 5 best payment systems that have proven themselves to be the most reliable.

Paysafecard

Although withdrawals are not available with Paysafecard, this payment method remains a leader in popularity for deposits among online casino players in New Zealand. Paysafecard can be found in almost every online casino, and its ease of use, lack of fees, and anonymity make Paysafecard vouchers highly sought after by players.

Classic – The Best Paysafecard Casino in NZ

Classic is the best Paysafecard casino

At Classic Casino, you have a great opportunity to make a deposit using Paysafecard starting from NZ$1 and receive 40 free spins on the Mega Money Wheel as part of your first deposit, with the chance to become a millionaire.

Casino Classic

Free Spins

40 FS

18+ Gamble responsibly.

Skrill

Skrill is the most popular e-wallet in New Zealand and worldwide. It is available in over 80% of online casinos, allowing both deposits and withdrawals. There are no deposit limits imposed by casinos when using Skrill.

Jackpot City – The Best Skrill Casino in NZ

Jackpot City is the best Skrill casino

Jackpot City Casino offers the opportunity to receive 80 free spins on the Wacky Panda slot by Games Global, with a maximum possible win of x1111 per spin. To claim the bonus, simply make a deposit of NZ$1 or more using Skrill or any other payment method available at Jackpot City.

Jackpot City Casino

Free Spins

80 FS

18+ Gamble responsibly.

POLi

POLi is the only payment method that allows players to make a deposit in online casinos directly from a bank account, even without a bank card. The only requirement is having an active bank account with one of the banks in New Zealand, such as ANZ, ASB, BNZ, Kiwibank, SBS Bank, TSB Bank, Westpac, or Co-operative Bank. The deposit speed when using POLi is instant.

Ruby Fortune – The Best of POLi Casinos in NZ

Ruby Fortune is the best POLi casino

The minimum deposit using POLi is NZ$1. With this deposit, you can receive 40 free spins on the very popular slot, Queen of Alexandria by Neon Valley Studios. Unfortunately, withdrawals via POLi are not possible, but Ruby Fortune Casino offers plenty of alternative payment methods that allow for withdrawals.

Ruby Fortune Casino

Free Spins

40 FS

18+ Gamble responsibly.

Payz

Payz is available in approximately 20% of online casinos in New Zealand. The key advantages of this payment method are instant deposits, the ability to withdraw funds, and multi-currency accounts, which help minimize fees for cross-currency transfers. Payz is ideal for players who prefer not to risk large amounts, as it allows deposits starting from NZ$1.

Bizzo – The Best of Payz Casinos in NZ

Bizzo is the best Payz casino in NZ

Bizzo Casino offers one of the best first deposit bonuses among online casinos in New Zealand, with a minimum deposit of NZ$25. After making a deposit, players receive a 100% bonus on their deposit up to NZ$250 plus 100 free spins on the slots Dig Dig Digger or Mechanical Clover. The deposit can be made using Payz.

Bizzo Casino

Free Spins

100% / NZ$250 / 100 FS

18+ Gamble responsibly.

Neosurf

Neosurf, like Paysafecard, is a widely used payment method in New Zealand, allowing players to use prepaid vouchers without linking to bank accounts or cards. Additionally, Neosurf can be used to top up electronic wallets, which effectively solves the issue of withdrawing funds from online casinos.

7Bit – The Best of Neosurf Casinos in NZ

7Bit is the best Neosurf casino in NZ

At 7Bit Casino, you can make a deposit from NZ$1 using a Neosurf voucher. For your first deposit, you will receive 50 free spins on the Aloha King Elvis slot by BGaming, where each spin can theoretically bring a player up to 2000x their bet.

7Bit Casino

Free Spins

50 FS

18+ Gamble responsibly.

Top 3 Fast Payout Payment Methods

One of the most important criteria when choosing an online casino and payment method is the speed and reliability of withdrawals. If you want to be sure about the speed and security of your withdrawals, the Gamblorium team recommends using these payment methods.

Skrill

Skrill is rightly one of the most popular payment methods not only in New Zealand but worldwide. This is all thanks to the speed of transactions. Skrill’s policies and features allow for instant withdrawals, but the speed also depends on the online casino itself, which is why the maximum withdrawal time can take up to 48 hours.

Neteller

Neteller, like Skrill, is commonly found in the list of payment methods at online casinos in New Zealand and in various rankings for the fastest withdrawal speeds. As with Skrill, the withdrawal speed often depends more on the online casino itself than on Neteller. Overall, Neteller allows for instant withdrawals of winnings.

Crypto

Cryptocurrencies are rightly considered the best option for fast withdrawals from online casinos. Withdrawal speeds range from a few seconds to 60 minutes, depending on the blockchain network’s load. Gamblorium recommends choosing less congested networks, such as Ethereum or Tether on the Ton network, for optimal transaction speed.

Top 3 Low Deposit Payment Options

Not all payment methods allow for small deposits from NZ$1 to NZ$5, and some have a minimum deposit limit starting from NZ$50. For those who prefer not to risk large amounts, Gamblorium recommends the following payment methods where you can guarantee to make a minimum deposit.

MuchBetter

MuchBetter was specifically designed for use in online casinos and allows deposits starting from NZ$1. This payment method is also ideal for those who prefer to play slots on their mobile phones, as MuchBetter focuses primarily on its mobile app to provide maximum convenience and comfort for players.

Neosurf

Neosurf is a great choice for making small deposits in online casinos. You can purchase a Neosurf voucher with a minimum denomination of NZ$10 up to NZ$200. However, not all online casinos set such limits, so be sure to check the terms and conditions before making a deposit.

Payz

Payz allows deposits starting from NZ$1, and given the instant transaction speed, it is an excellent choice for making small deposits. This payment method is not available in all online casinos, but if you come across it, you can be confident that you will be able to make a deposit ranging from NZ$1 to NZ$5 without any issues.

New Zealand online casinos offer a variety of payment methods, allowing players to make low deposits. Here is detailed information about minimum deposits ranging from NZ$1 to NZ$5:

  • NZ$1 deposit. Online casinos with a NZ$1 minimum deposit offer a great opportunity for beginners. It allows you to explore games without significant investment, using popular payment systems like Skrill or Paysafecard. Even with a NZ$1 deposit, you can get a welcome bonus. For example, online casino Katsubet offers 40 freespins for a deposit of NZ$1, to get the bonus you just need to enter the promo code 1BET.
  • NZ$2 deposit. A NZ$2 minimum deposit lets players try out different games and strategies without risking a large sum. Such deposits are often supported by mobile payments and e-wallets. The only mention of a $2 bonus that we found is the welcome bonus at Neon54 casino. It sounds like: $2 Deposit = 3 Free Spins.
    However, be careful, because to activate this bonus you must first make a deposit of NZ$40, deposits made with Skrill or Neteller are not eligible for this bonus.
  • NZ$3 deposit. We have not found any casino proposals that offer a deposit bonus of exactly 3 dollars, however, no one forbids you to take advantage of bonuses that are available with a deposit of NZ$1.
  • NZ$4 deposit. The average deposit amount at New Zealand online casinos is ~NZ$4.7 and yet it’s still hard to find casinos with just such limits. The Gamblorium team also didn’t find any bonus offers that were tied specifically to the NZ$4 limit.
  • NZ$5 deposit. A minimum deposit of 5 dollars is found in about 30% of online casinos in NZ. The choice of bonus offers is also much more varied than with lower deposits. The most interesting offer for a NZ$5 deposit can be seen at CasiGo, where you can get 101 freespins.

Top 3 Anonymity and Privacy Payment Methods

Most players prefer not to share their personal information when making deposits at online casinos. Every player wants to be sure that their personal details and banking information will remain confidential and, moreover, will not become public knowledge. For this reason, many players choose payment methods for deposits where their data is securely protected or does not come into play at all. Gamblorium has compiled a list of the most reliable payment methods that will ensure anonymity for every player.

MuchBetter

This e-wallet is developed specifically for gambling and allows for fast casino deposits and withdrawals. MuchBetter also supports one-time passwords and secure transactions protected by biometric authentication, making it a convenient and reliable choice for those who value security and privacy at online casinos.

Paysafecard

Paysafecard attracts players with its complete anonymity and convenience. This prepaid card does not require bank details or personal information, ensuring a high level of privacy. To make a deposit, all you need to do is to enter a 16-digit PIN code, which eliminates the possibility of banking data leakage. Paysafecard is widely accepted at online casinos and allows you to control your spending as you only spend pre-deposited funds.

Neteller

Neteller uses 128-bit SSL encryption to protect user data. This encryption standard provides a high level of security, protecting sensitive information during transmission between user devices and Neteller servers. In addition, Neteller uses two-factor authentication (2FA), which adds an extra layer of protection by requiring users to confirm their identity when logging in. Neteller has a strict privacy policy and generally does not share user data with third parties without their consent.

Deposit Payment Methods Eligible for Casino Bonuses

Often, the payment method used for a deposit doesn’t affect a player’s eligibility for a welcome or other bonuses at online casinos. However, some casinos occasionally offer bonuses for deposits made through specific payment methods. Typically, these method-specific bonuses are much smaller than the standard bonuses. For example, SpinBetter offers only a 30% bonus for deposits made via Skrill and 25% via MuchBetter (these bonuses only apply to sports betting), while a method-neutral bonus can reach up to 100% of the deposit.

Nodar Giorgadze, Casino Expert of Gamblorium:
Pay close attention to deposits made through e-wallets like Skrill and Neteller. Many online casinos intentionally do not offer bonuses for deposits made with these payment systems, as they are harder to trace and could potentially be used for money laundering. Therefore, always carefully review the terms and conditions of bonuses and promotions before making a deposit.

Common Payment Methods in New Zealand Online Casinos

The Gamblorium team has compiled a comprehensive list of all payment methods available at online casinos in New Zealand. Be sure to carefully review the information about the payment method you wish to use for making a deposit.

Visa

Visa is rightfully the most widely used payment method in the world. Founded in 1956 in the USA, the company is a pioneer of card-based cashless payments. This payment method can be found in almost every online casino globally. Visa issues credit, debit, and prepaid cards, all of which can be used at casinos for both deposits and withdrawals.

Mastercard

Mastercard is a main competitor to Visa and offers nearly identical services (credit, debit, and prepaid cards), allowing users to make deposits and withdraw winnings. The number of Mastercard and Visa users among players is almost the same. It’s hard to choose one over the other, as there isn’t a significant difference between these two companies. However, Mastercard does offer Zero Liability Protection, which protects users from unauthorized purchases, providing an additional layer of security.

Maestro

Maestro cards are less common outside of the US and Europe, but they can still be frequently found in online casinos. Maestro is a subnetwork of Mastercard and only issues debit cards linked to the user’s account. These cards are more commonly used for face-to-face transactions, which is why they are not as widely accepted in the online gambling sector and are not available in all casinos.

Amex and JCB

American Express (Amex) and Japan Credit Bureau (JCB) cards are among the rarest payment methods found in online casinos in New Zealand compared to other credit and debit card options. There are virtually no differences between them and Visa or Mastercard, but they are not widely used among New Zealanders. Despite their limited use in the country, some casinos do offer these cards as payment methods.

Skrill

Skrill is the most popular e-wallet among online casino players in New Zealand, which is why it can be found in nearly every casino. To create an account, you don’t need a bank account or card – simply register with the system, and you can deposit or withdraw funds from your Skrill account. Skrill is used less frequently in everyday transactions compared to its presence in gambling. It can be said that this payment method is primarily designed for gambling. Additionally, Skrill supports cryptocurrencies, making it even more attractive to blockchain enthusiasts.

Neteller

Neteller is virtually identical to Skrill. Both companies, along with Paysafecard, are part of the Paysafe Limited group. Like Skrill, Neteller has transaction fees, but these are generally only applied when withdrawing funds from the wallet to another payment system. Deposits into online casinos usually come with no fees. Neteller is less commonly found in online casinos in New Zealand compared to Skrill, but it is still present in most casinos that offer e-wallet options.

Apple Pay

Apple Pay is not a fully-fledged e-wallet, but rather a payment aggregator for iOS users’ methods. Once you add your cards to the service, confirming transactions in online casinos becomes as simple as double-tapping the smartphone’s button. Apple Pay does not charge fees for its services and does not share personal data with third parties.

Google Pay

Google Pay is also a payment aggregator for the user’s cards, but in this case, it is used on Android devices. The key difference between Google Pay and Apple Pay compared to other competitors is their ability to facilitate purchases in offline stores worldwide. This advantage makes these two payment methods market leaders, not only in the gambling sector but across all industries.

Mifinity

This e-wallet is ideal for almost every player, as it allows for instant deposits and withdrawals. Mifinity stands out for having the lowest withdrawal fees to cards from the Mifinity account, ranging from 1% to 3%. This payment method is used for transactions with online casinos in over 170 countries worldwide, and it is quite commonly found among payment options in New Zealand.

Jeton

This payment method is less common in New Zealand compared to Skrill, Neteller, or Mifinity, but it can still be found as a payment option for deposits and withdrawals in online casinos. Jeton offers the most favorable fees for international transactions when using a currency different from the destination country’s currency. This makes Jeton less popular in New Zealand and more suited to the European gambling market.

Jeton Cash

Jeton Cash is a prepaid card from Jeton. Unfortunately, Jeton Cash does not offer players in online casinos the option to purchase cards or vouchers in New Zealand dollars, as the denominations are only available in euros. This can cause some inconvenience with exchange rate calculations. For example, a Jeton Cash Voucher with a value of 5 euros would cost a New Zealander NZ$9.61. However, Jeton Cash has a significant advantage – it allows players to withdraw their winnings to their Jeton account. This means players can use the same payment method for both deposits and withdrawals, unlike other prepaid card and voucher payment methods.

MuchBetter

MuchBetter is a company specifically designed for online entertainment payments, with a strong focus on mobile users. It has developed a mobile-first application, meaning that MuchBetter is tailored for transactions with online casinos. Additionally, MuchBetter does not charge any fees for depositing funds into your internal account, which sets it apart from competitors that typically charge fees for deposits.

Astropay

Astropay offers users an e-wallet with a multi-currency account (including cryptocurrencies) as well as a plastic debit card. Almost all online casinos do not charge commission for transactions with Astropay. Payments are instant, as with all e-wallets. The only inconvenience of Astropay is that before using it you need to buy 1 debit card out of 6 available (each card has its own benefit).

Payz (ecoPayz)

Payz (formerly known as EcoPayz) has become one of the popular online casino payment methods due to its fast and secure transactions, support for over 50 currencies and global availability. Transaction fees are also considered some of the lowest on the market. Like other e-wallets, Payz is characterised by its ease of use, data encryption and fast payment processing. In addition, Payz gives you the opportunity to sign up for a debit card for cash withdrawals at ATMs.

Flykk

Flykk is a rare guest on the online casino payment roster, but it also has a presence in New Zealand. This e-wallet was founded in Italy and is aimed primarily at the European market. Apparently that’s why you won’t find NZ$ in the app and will have to make deposits in other currencies. Flykk is suitable for use in New Zealand online casinos, but only if you already have it and there are no alternative payment methods. We don’t see any point in opening a Flykk account for Kiwis to deposit at online casinos when there are plenty of more convenient payment methods available.

Luxon Pay

Luxon Pay is a fairly young brand in the e-wallet market, but well-known enough to be found occasionally in New Zealand online casinos. Luxon Pay offers users multi-currency accounts, but unfortunately does not support cryptocurrency. The main advantage of Luxon Pay from the words of users is the support service, which almost instantly solves all arising questions of customers.

Perfect Money

Perfect Money allows users to: make transactions between users, receive payments in various online projects, make regular online payments, securely store funds in an electronic account, and receive monthly interest payments based on the account’s monthly balance. And that’s not all – clients can also purchase Bitcoin, Gold, USD, and EUR currencies online, generate and gift a prepaid voucher, and even lend money to others.Perfect Money is widely accepted among European online casino users, but it can also be used for deposits and withdrawals from online casinos in New Zealand.

Prezzy Card

Prezzy Card, a prepaid Visa card popular in New Zealand, is widely accepted at online casinos as a secure, anonymous payment option. Usable wherever Visa is accepted, it enables players to deposit funds without revealing bank or personal details. However, withdrawals are not possible directly to the card, requiring alternate methods. Prezzy Card is well-suited for players prioritizing ease and anonymity for online gambling transactions, though users should check individual casino policies for deposit and withdrawal compatibility.

Paysafecard

Paysafecard is a prepaid payment method frequently used in New Zealand for secure and anonymous online casino deposits. Available in denominations from NZ$ 10 to NZ$ 200, users purchase a 16-digit PIN code, which they can use directly for deposits without sharing personal banking details. Transactions are immediate, though Paysafecard does not support withdrawals. Ideal for controlled spending, it’s widely accepted across major NZ online casinos.

Neosurf

In New Zealand, you can purchase Neosurf vouchers in the following denominations: NZ$10, NZ$50, NZ$100, and NZ$200. Like Paysafecard, Neosurf is found in about 88% of online casinos in New Zealand and is almost identical. The main difference is that Neosurf does not offer physical cards that can be used for in-store purchases with terminals.

Flexepin

Flexepin is a prepaid voucher that allows for instant deposits in online casinos in New Zealand. The available denominations for Flexepin vouchers are NZ$20, NZ$30, NZ$50, NZ$100, NZ$200, and NZ$500. The highest denomination of Flexepin offers more opportunities for high rollers, enabling larger deposits in online casinos.

Cash2Code

Cash2Code is found in about 30% of online casinos in New Zealand. Cash2Code offers prepaid vouchers with denominations ranging from NZ$20 to NZ$500. There are no fees for deposits made in online casinos using Cash2Code. Like all prepaid vouchers and cards, there is no need to link to a bank account, ensuring player anonymity. However, withdrawals to Cash2Code are not possible.

POLi

POLi is a unique payment method in New Zealand that allows players to make deposits directly into online casinos from their bank accounts, even without a bank card. In essence, it is the only payment method that supports transactions with New Zealand banks. While withdrawals to POLi are not possible, this payment method is becoming increasingly popular among online casino players in New Zealand.

FunID

FunID is a distinctive casino hub app that provides easy access with one-click or QR scanning, fast deposits, and immediate withdrawals. It features a single KYC process across all brands, exclusive offers, and a unified wallet with no commission fees.

Skinsback

Skinsback is a payment option that lets players use in-game skins, primarily from CS
and Dota 2, for transactions at online casinos. It supports both deposits and withdrawals, with cryptocurrencies like Bitcoin, Ethereum, and Tether, offering fast processing and low fees. This makes it an appealing choice for those looking to avoid traditional banking methods. Skinsback also provides a secure, mobile-friendly platform, utilizing encryption to safeguard users’ data and transactions.

Crypto

Cryptocurrencies are becoming an integral part of daily life for nearly everyone. At the beginning of 2023, only 15% of online casinos in New Zealand supported cryptocurrencies, but by the end of 2024, that percentage has risen to nearly 50%. The number of online casinos supporting cryptocurrencies is increasing every day, as the use of cryptocurrencies offers numerous benefits for players, such as instant transaction, anonymity, and the absence of limits.

Bitcoin (BTC)

Bitcoin is the most popular cryptocurrency in the world, and you’re unlikely to find a crypto casino without Bitcoin (BTC). According to statistics, by the end of 2024, cryptocurrency transactions in New Zealand online casinos will account for over 30% of all transactions, with Bitcoin (BTC) making up over 56%. Bitcoin (BTC) has its own blockchain, Bitcoin Mainnet, which minimizes risks when making transactions with the wrong blockchain. However, due to its global popularity, Bitcoin’s blockchain is the most congested, with an average block time of 10 minutes. Keep this in mind when making transactions, as it can affect both processing speed and fees. The Gamblorium team recommends using alternative cryptocurrencies for smaller deposits, as using Bitcoin (BTC) for a deposit equivalent to NZ$1, for example, may result in a fee higher than the deposit itself.

Ethereum (ETH)

Ether is the second most popular cryptocurrency in the world. Like Bitcoin, Ether has its own blockchain, Ethereum Mainnet, and the transaction speed and fees are influenced by the network’s load. The average block time on Ethereum is just 12 seconds. The Ethereum network supports smart contracts, which means that when making a transaction, you pay gas fees (the cost of network maintenance: miners or validators who process transactions). Gas prices can fluctuate depending on network congestion – higher congestion results in higher fees. Gas is measured in gwei (0.000000001 ETH). The average transaction fee ranges from 20 to 100 gwei, or from 0,0000191 ETH to 0,0000955 ETH.

Networks that support smart contracts include: Ethereum, Binance Smart Chain (BSC), Solana, Cardano, Tron, Polkadot, Tezos, Avalanche, Polygon (Matic), Flow, EOS, and NEO.

Tether (USDT)

USDT (Tether) is a stablecoin, a cryptocurrency pegged to the value of the US dollar at a 1:1 ratio. Among online casino players, USDT is the most popular cryptocurrency. USDT does not have its own blockchain, so it uses other networks such as Ethereum (ERC-20), Tron (TRC-20), Binance Smart Chain (BEP-20), Solana, Polygon (MATIC), and a few other less popular networks. Gamblorium recommends using the Ethereum network, as it provides the fastest transaction speeds and the lowest fees.

Binance Coin (BNB)

BNB (Binance Coin) is a cryptocurrency created by Binance, one of the largest cryptocurrency platforms in the world. Initially launched on the Ethereum blockchain as an ERC-20 token, BNB was later moved to Binance’s own blockchain, Binance Chain, and then to Binance Smart Chain (BSC), which supports smart contracts.

Solana (SOL)

SOL is the cryptocurrency of the Solana blockchain. Solana stands out for its high transaction speed and low fees, although it is less common than other cryptocurrencies in online casinos in New Zealand. The main advantage of SOL is its low transaction fees, which are lower than those of Bitcoin and Ethereum.

USD Coin (USDC)

USDC, like USDT, is a stablecoin pegged to the US dollar at a 1:1 ratio. USDC also operates on third-party blockchains, and its stability is backed by reserves held by large financial institutions.

Ripple (XRP)

XRP is a cryptocurrency developed by Ripple Labs for use in its eponymous system, designed for fast and low-cost cross-border money transfers. XRP is commonly found in online casinos, and many players prefer this cryptocurrency due to its low fees, as XRP does not require mining and therefore incurs no additional costs.

Dogecoin (DOGE)

DOGE is a unique cryptocurrency that started as a joke but has since become stable and popular. DOGE operates on its own blockchain, Dogecoin, and it has no maximum supply. Given the simplicity of mining (requiring less power than Bitcoin mining), DOGE can be mined indefinitely. This cryptocurrency is found in approximately 30% of online casinos.

Tron (TRX)

TRX is also a popular cryptocurrency frequently found in online casinos in New Zealand. TRX operates on its own blockchain, Tron, which enables very fast transaction speeds – Tron can process up to 2,000 transactions per second (TPS), much faster than popular cryptocurrencies like Bitcoin (7 TPS) or Ethereum (30 TPS).

Toncoin (TON)

TON (The Open Network) is a decentralized blockchain originally developed by the Telegram team. The cryptocurrency of this blockchain is TON Coin, which is commonly found in online casinos. TON uses a unique technology that divides networks into sub-networks, enabling it to scale and process millions of transactions per second, significantly faster than most existing blockchains.

Cardano (ADA)

ADA is the cryptocurrency used on the Cardano blockchain. While it is not commonly found in online casinos in New Zealand, it is quite popular among crypto traders and investors. Cardano can process transactions quickly, allowing online casino players to instantly top up their accounts and withdraw winnings without long delays.

Litecoin (LTC)

Litecoin is one of the most accessible and user-friendly cryptocurrencies for beginners. It is easy to buy and sell, and it integrates seamlessly into online casinos. This makes LTC an ideal choice for players who are just starting to use cryptocurrencies.

Payment Systems that are not Supported for Deposits in New Zealand

In New Zealand, certain popular payment methods are unavailable for deposits in online casinos. Some of these methods may be used for online and offline purchases, but due to gambling regulation policies, online casinos cannot use them to process deposits. Others are exclusively used for payments in specific sectors and are not accepted for deposits in any online casino worldwide.

PayPal

246 million active PayPal accounts worldwide speaks volumes. Free transfers between accounts, free withdrawals to bank accounts, the possibility of refunds and of course recognition worldwide makes PayPal the leader in digital payments. PayPal is the most popular e-wallet for online casinos all over the world, except for New Zealand. The thing is that PayPal works only in regulated gambling markets, and in New Zealand the situation with gambling regulation is not so good. This is the reason why you will not find this payment method in any online casino in New Zealand. All PayPal users can only wait for changes in the legislation so that this giant can officially operate in New Zealand.

Pay by Phone

Due to the inability to make deposits directly from a mobile phone account to online casinos, Pay by Phone refers to intermediary payment schemes such as Zimpler, Boku, or Siru Mobile. Among New Zealand online casinos, the experts of the Gamborium team did not find this option.

Afterpay

The New Zealand government often restricts the use of certain payment methods in online casinos to reduce the risk of debt and protect players from gambling addiction. Post-pay services, like Afterpay, can encourage irresponsible spending, which may be seen as promoting excessive expenditure. As a result, you are unlikely to find Afterpay in online casinos in New Zealand.

PayForIt

PayForIt is a payment system developed for schoolchildren, allowing parents to send money for school meals. This payment method is not found in online casinos in New Zealand, and we recommend using other payment methods for making deposits.

Types of Payment Methods in Online Casinos

For convenience, we have structured and segmented all the payment methods that you can encounter in online casinos in New Zealand.

Debit & Credit Cards

Debit and credit cards are the most popular type of payment method worldwide. This is due to the fact that almost everyone of legal age has at least one card, or even several. Given this, nearly all online casinos offer their players the ability to deposit and withdraw funds using cards.

Debit and Credit Cards as a Payment Method

Benefits: Drawbacks:
Available in almost all online casinos. Withdrawals can take from 1 to 5 days.
Ability to deposit and withdraw funds. Not all players want to share their card details.
Most casinos have no transaction fees for card payments. Some banks may restrict the use of cards in online casinos.
Instant deposits.
Support for multiple currencies.
Tip 1: Enhance Card Usage Convenience
To avoid re-entering card details for each deposit, use available wallets in online casinos, such as Google Pay or Apple Pay. This will save time when making deposits.
Tip 2: Protect Sensitive Information from Unwanted Access
By using prepaid cards or e-wallets, you can avoid sharing your bank card details with the online casino and keep transaction information hidden in your bank statement.
Tip 3: Avoid double conversion
Select online casinos that support NZD as their primary currency. This will help eliminate the need for currency conversion, which can lead to additional fees or unfavorable exchange rates. By using NZD directly, you ensure that your deposits are processed without unnecessary complications.

Prepaid cards, coupons and vouchers

Prepaid cards are the best choice for players who value anonymity and want to control their spending. Among Kiwi users of prepaid cards for betting, young players aged 18 to 35 make up about 60% of the total user base for this method. Approximately 40% of prepaid card users top up their casino accounts more than twice a month.

Prepaid Cards and Vouchers as a Payment Method

Prepaid Cards, Coupons, and Vouchers Denomination Reseller Fee Casino Presence
Prezzy Card NZ$25 – NZ$1000 NZ$5.95 ≥ 90%
Paysafecard NZ$10, NZ$20, NZ$50, NZ$100, NZ$200 NZ$3.39 – NZ$8.39 ≥ 90%
Neosurf NZ$10, NZ$50, NZ$100, NZ$200 NZ$2.49 – NZ$7.99 ≥ 80%
Flexepin NZ$20, NZ$30, NZ$50, NZ$100, NZ$200 NZ$2.99 – NZ$8.99 ≥ 40%
Cash2Code NZ$25, NZ$50, NZ$100, NZ$150, NZ$200 NZ$3.49 – NZ$8.99 ≥ 20%
Jeton Cash €5, €10, €25, €50, €100 NZ$3.82 – NZ$9.57 ≥ 30%
Benefits: Drawbacks:
No personal information is required. It is not possible to top up cards or withdraw winnings to them.
Minimal risk of personal data theft. You need to purchase a card or voucher before use.
Budget control is easier.
Supported by most online casinos.
Tip 1: Explore the available payment methods for withdrawal
When using prepaid cards or vouchers for deposits in online casinos, make sure there are alternative payment methods available for withdrawals.
Tip 2: Pay Attention to Seller Fees When Buying a Voucher
When purchasing a low-denomination voucher, the seller’s commission percentage will be higher compared to buying a higher-denomination voucher. Take Neosurf as an example: the fee for a NZ$10 voucher is NZ$2.49 (around 25%), whereas for a NZ$200 voucher, the fee is NZ$7.99 (around 8%).
Tip 3: Choose the Optimal Payment Method When Buying a Voucher
Additional fees may apply depending on your payment method. For example, purchasing a NZ$100 voucher with PayPal incurs a fee of NZ$4.31.

E-wallets

E-wallets have gained immense popularity among online casino players due to their convenience, anonymity, and accessibility. It’s rare to find someone without a mobile phone that doesn’t have GPay or Apple Pay, but the list of e-wallets doesn’t end there. We’ve compiled a list of all the e-wallets offered by online casinos for players in New Zealand.

E-Wallet as a Payment Method

E-wallet Fees Max Withdrawal
Skrill 1 – 3% up to NZ$100,000
Neteller 1 – 3% up to NZ$100,000
Apple Pay 0 – 2% up to NZ$10,000
Google Pay 0 – 2% up to NZ$10,000
Mifinity 1 – 4% up to NZ$10,000
Jeton 0 – 3% up to NZ$20,000
MuchBetter 1 – 3% up to NZ$50,000
Astropay 0 – 4% up to NZ$10,000
Payz (ecoPayz) 0 – 2% up to NZ$50,000
Flykk 1 – 4% up to NZ$10,000
Luxonpay 0 – 2% up to NZ$50,000
Perfect Money 0.5 – 2.5% up to NZ$10,000
PayPal n/a n/a
Benefits: Drawbacks:
The fastest deposit and withdrawal speeds. Withdrawal fees for card transactions.
No need for a bank card (not applicable to Google and Apple Pay). Long account verification process.
Environmentally friendly. Some online casinos do not offer bonuses for deposits made with e-wallets.
Cashbacks, discounts, and promotions available.
Multi-currency accounts supporting cryptocurrencies.
Tip 1: Consider Bonus Eligibility Conditions
Some online casinos may deny bonuses for deposits made with e-wallets to minimize risks associated with multi-accounting and user identification challenges.
Tip 2: Upgrade Your E-wallet Account
To make larger deposits and reduce transaction fees, it’s essential to have a higher account status than the default level. Increasing account status requires frequent use of the e-wallet and completing both primary and additional identity verification.

Cryptocurrencies

In 2024, around 75% of New Zealand residents are aware of crypto casinos, and about 40% of them have used these services at least once. Approximately 25% of players prefer crypto casinos over traditional online platforms. Meanwhile, the revenue of the cryptocurrency market in New Zealand is expected to reach NZ$102 million by the end of the year, with an annual growth rate of 7%.

Cryptocurrency as a Payment Method

Cryptocurrency Blockchain Transaction Speed Fees
Bitcoin (BTC) Bitcoin 10 – 60 min 0.0002 – 0.0005 BTC
Ethereum (ETH) Ethereum, Ethereum Layer 2 (Arbitrum, Optimism) 5 – 10 min 0.003 – 0.01 ETH
Tether (USDT) Ethereum (ERC-20), Tron (TRC-20), Binance Smart Chain (BEP-20), Solana, Avalanche, Polygon 5 – 10 min 0.1 – 1 USDT
Binance Coin (BNB) Binance Smart Chain (BSC, BEP-20), Binance Chain (BEP-2) 5 – 10 min 0.0002 – 0.0005 BNB
Solana (SOL) Solana <1 min 0.0001 – 0.0005 SOL
USD Coin (USDC) Ethereum (ERC-20), Solana, Tron, Binance Smart Chain (BEP-20), Avalanche, Polygon 5 – 10 min 0.1 – 0.5 USDC
Ripple (XRP) XRP Ledger <1 min 0.00001 – 0.0001 XRP
Dogecoin (DOGE) Dogecoin, Binance Smart Chain (BEP-20) 1 – 5 min 1 – 5 DOGE
Tron (TRX) Tron 1 – 3 min 0.1 – 1 TRX
Toncoin (TON) TON Blockchain 1 – 3 min 0.01 – 0.05 TON
Cardano (ADA) Cardano 5 – 10 min 0.2 – 0.4 ADA
Litecoin (LTC) Litecoin, Binance Smart Chain (BEP-20) 2 – 5 min 0.001 – 0.002 LTC
Benefits: Drawbacks:
Cryptocurrency transactions do not require personal information. Crypto casinos are often unregulated.
Cryptocurrency transfers are processed instantly. Cryptocurrency exchange rates can fluctuate sharply.
Cryptocurrency transactions are often cheaper than traditional methods. Sometimes, certain major game providers do not support cryptocurrencies.
Cashbacks, discounts, and promotions are often available.
Multi-currency accounts supporting cryptocurrencies are offered.
Tip 1: Use fast blockchains
If you want to use cryptocurrency for deposits in online casinos, we recommend using fast blockchains such as TON, TRON, and Solana.
Tip 2: Favor stablecoins over other cryptocurrencies
Use stablecoins (USDT, USDC, BUSD, or DAI) to avoid risks associated with exchange rate volatility.

Online Banking and Transfers

The main advantage of Bank Transfer is the ability to withdraw funds. Almost every online casino in New Zealand offers this payment method in the withdrawals section. Deposits, however, are more limited, as the gambling market is regulated by law, and the only payment system that allows direct deposits from a bank account is POLi.

Online Banking as a Payment Method

Keep in mind that if the payment method used for the deposit is not available for withdrawals at the online casino, you will most likely need to use a bank transfer for withdrawals. Processing withdrawals can take up to 7 days.

FAQ About Avaliable Payment Options in New Zealand

Why choose a casino that supports NZD?

Using NZD avoids double currency conversion and associated fees, making deposits and withdrawals easier and cheaper.

What are the best payment methods to ensure anonymity at a casino?

Methods like cryptocurrencies (Bitcoin), prepaid cards and e-wallets like Neteller and Skrill are great for those who value privacy.

How long does it take for the casino to process payments if I use e-wallets?

E-wallets usually process transactions almost instantly, making them a popular choice for quick withdrawals.

What is the best method to choose for high stakes – credit card or cryptocurrency?

Cryptocurrency offers higher limits and anonymity for high stakes, while credit cards offer stability and buyer protection.

Is it safe to use prepaid cards to deposit at online casinos?

Yes, prepaid cards are safe as you do not disclose your banking details. However, they are not always suitable for withdrawals.

Can I use multiple payment methods at the same online casino?

Yes, many casinos allow you to combine payment methods, choosing, for example, an e-wallet for deposits and a bank transfer for withdrawals.

Which payment methods guarantee instant deposits?

E-wallets, prepaid cards and credit cards usually offer instant deposits so you can start playing without delay.

What are some ways to avoid withdrawal fees?

Research the commission policy of your chosen casino, favoring methods that offer free or minimum-fee transactions, such as bank transfers or certain e-wallets.

Are there differences in available payment methods depending on the online casino?

Yes, each operator offers different payment options, so it’s important to familiarize yourself with the features of a particular casino before signing up to make sure it supports your preferred payment method.

andrii hurkin
Editor
Casino Expert of the United Kingdom

Andriі’s professional activities as an editor and marketer seamlessly complemented the mission and strategy of Gamblorium. Today, Andrii is recognized as a leading figure in the New Zealand casino market, and his creativity remains an endless source of inspiration for his team. He places great value on carefully analyzing trends, news, and changes within the gambling industry.
nodar giorgadze photo
Reviewer
Senior Casino Expert